If you’re a classic car enthusiast in Washington, you’ve likely enjoyed the “one-and-done” nature of collector plates: pay a single fee, never worry about tabs again, and cruise into the sunset.
However, the road is getting a bit more regulated. Effective January 15, 2026, Washington State has implemented new requirements for collector vehicle and horseless carriage plates.
Here is everything you need to know about the changes.
1. The “Daily Driver” Requirement
The biggest shift is that the state now wants proof that your classic isn’t your only set of wheels.
- The Rule: To apply for a new collector plate, you must provide a valid registration for a second vehicle used for daily driving, commuting, or business.
- The Logic: If you don’t have a modern car registered for daily use, the Department of Licensing (DOL) assumes you might be using your 1991 Miata to get to work every day—which is a no-go for collector status.
2. Mandatory Insurance
While many collectors already have specialized insurance, it is now a legal mandate.
- The Rule: You must maintain a specific collector vehicle insurance policy or a standard liability policy for the vehicle.
- Enforcement: If you already have collector plates, you don’t need to rush to the DOL today, but you must carry proof of insurance when driving. If the DOL requests proof of insurance from you in the future, you have 45 days to provide it or your plates will be canceled.
3. Redefining “Horseless Carriages”
If you’re rolling in something truly ancient, the definition has narrowed significantly.
- Old Rule: Vehicles 40 years or older could qualify.
- New Rule: Only vehicles manufactured before January 1, 1916, are eligible for “Horseless Carriage” plates.
- Grandfather Clause: If you already have these plates on a younger car (e.g., a 1920s Ford), you are grandfathered in and can keep them.
4. Usage Restrictions (The “Fine Print”)
The new law reinforces that collector plates are not for “routine transportation.” You are legally restricted to:
- Club activities, exhibitions, tours, and parades.
- Occasional pleasure driving.
- Testing and maintenance.
What do you need to do now?
If you already have your plates, keep your address updated with the DOL. They will be mailing out courtesy notices regarding these changes. You don’t need to reply to the letter unless they specifically ask you to verify your insurance or secondary vehicle.
For more information, see New DOL Requirements